Pillar 2 Employer Pension

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Lesson time
5 min.

In this lesson you will learn 💸

  • How your employer pension works in Switzerland
     
  • How to optimise your situation, especially if you work part-time


👉🏻Watch the short 3 minute video for an introduction and tips for the state pension system

Tip 📌

Each pension provider might handle the coordination deductions differently, do not hesitate to ask for part-time friendly options!

To know if your pension provider is healthy, they should have a coverage ratio of at least 100%. You'll find this information in the annual statements.

Your action 📝

  • Download or ask for your individual employer pension statement
     
  • Gain an understanding of your personal situation
     
  • If you work part-time, ask for a part-time friendly coordination deduction option
     
  • Gain an understanding how your pension provider is investing your money and if there are ESG compliant options
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Pillar 3 Private Pension

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