INVESTMENT EDUCATION & COACHING
Invest with confidence, wherever you are on your investment journey
Invest with confidence, wherever you are on your investment journey
Just getting started and unsure where to begin? Or already investing and wondering whether you fully understand your portfolio?
In a free introductory consultation, our experts help you understand where you stand today and which financial topics you may want to explore. Clear, practical, and completely pressure-free.
Important information
SmartPurse Limited is not authorised or regulated by the UK Financial Conduct Authority.
Our UK services provide financial education and coaching, not regulated investment advice. We do not recommend that you buy, sell, hold or replace particular investments or assess whether an investment is suitable for you.
Investments can fall as well as rise in value, and you may get back less than you invest. For a personal investment recommendation, please consult an appropriately authorised FCA-regulated adviser.
WHY SMARTPURSE
What you can count on with us
Experienced financial professionals
Our team combines decades of hands-on experience in banking, financial markets, wealth management and financial education. Certain team members are registered as client advisers in Switzerland. This Swiss registration is not FCA authorisation.
Transparent & Conflict-Aware
Your understanding is our priority. We explain our services and costs clearly and disclose any material financial interest or commercial relationship with a third-party provider. We do not present our UK educational services as independent financial advice.
Education That Empowers You
You leave with more than information: you understand the reasoning, concepts and trade-offs behind it. So you can ask better questions and make your own informed financial decisions long after our conversation.
Can you answer these questions about your investments?
What is your current investment portfolio really costing you?
Do you know the total amount you pay each year—not just the visible fees, but the costs combined?
Does your investment approach still reflect your life today?
Or was it set up years ago and never reviewed again?
Do you understand what you currently own?
And the risks, diversification and role of those investments in your portfolio?
If you are unsure about even one of these questions, that is exactly what our education and coaching can help you understand.
20 minutes | online | Free & without obligation
OUR SERVICES
Practical investment education, tailored to your questions
Our sessions focus on the financial topics that matter to you. Clear, practical and easy to understand. We explain information, concepts and options so you can make your own decisions; we do not recommend particular investments.
Portfolio Review
You are already investing through a bank or on your own, but unsure whether you fully understand your portfolio.
We review your ETFs, shares, fees, risks, diversification and performance benchmarks, then give you a clear educational overview of where you stand. We do not recommend which holdings you should buy, sell or keep.
Investment Planning Workshop
You know you want to invest, but you are not sure how to think about getting started
Together, we explore your objectives, time horizon, liquidity, risk, diversification, costs and different investment approaches. We can illustrate these concepts using generic or hypothetical portfolios, but we do not design or recommend a personal portfolio of particular investments.
1:1 Coaching Session
You have a specific investment question and want a clear explanation, without a full analysis.
Whether it is understanding ETFs, reviewing how your brokerage account works or comparing platforms using objective criteria, you will get practical education in a focused 60-minute session. We will not tell you which particular investment or platform you should choose.
Provider Information & Introductions
You want professional support but are unsure how to compare advisers or wealth managers.
We can explain objective criteria such as regulatory status, services, fees, investment approach and custody, and provide factual information about selected providers. At your request, we may introduce you to an appropriately authorised provider of independent investment advice or discretionary management. We do not recommend a provider as suitable for you, negotiate or arrange investments, transmit investment instructions or participate in suitability assessments. You should carry out your own checks, including the provider’s FCA status and permissions.
Any material referral fee or other financial interest of SmartPurse will be disclosed before an introduction.
Start with a free introductory call
Meet us in a short introductory call and we will help determine which educational service best fits the questions you want to explore, before you commit to anything. If your needs require personal investment advice, we will tell you that an appropriately authorised FCA-regulated adviser is more suitable.
YOUR EDUCATIONAL TEAM
Experienced, Independent-Minded, Practical
Our team brings decades of experience from leading financial institutions, entrepreneurship and financial education. For UK clients, we provide education and coaching—not FCA-regulated investment advice or personal investment recommendations.
Meet Your Advisors
Olga Miler
More than 20 years of experience at the intersection of wealth management, financial services and financial education. Former banker, fintech entrepreneur and financial educator.
Michael Weiss
More than 20 years of experience with Credit Suisse, Morgan Stanley and other leading financial institutions. Specialist in financial markets, investment products, derivatives and strategic decision-making in complex situations
Swiss regulatory status
Certain team members are registered as client advisers in Switzerland under Article 28 of the Swiss Financial Services Act and may be affiliated with the relevant Swiss ombudsman framework. This Swiss regulatory status does not constitute FCA authorisation. For UK clients, SmartPurse Limited provides financial education and coaching only.
READY FOR MORE CLARITY?
Your investments deserve a clearer understanding
Whether you are just starting out or already investing, a free consultation can help you understand where you stand today and which questions you may want to explore next.
Important: SmartPurse Limited is not authorised or regulated by the FCA. Our UK services provide financial education and coaching, not personal investment advice.
Frequently Asked Questions
Do I need to bring documents or figures to the call?
No. The purpose of the consultation is to understand what you would like to explore, not to test your knowledge. If you already have a portfolio, a rough overview can help, but it is not required. We will work out together what information is relevant.
What happens after the initial consultation?
You will get a clear assessment of whether and how our educational services can help. If a follow-up session makes sense, we will discuss the scope, next steps and costs transparently and without obligation. If you need personal investment, tax, legal or accounting advice, we may suggest an appropriately authorised or qualified professional instead.
Is there a minimum amount needed to make this worthwhile?
There is no minimum. We work with people just starting their investment journey as well as those with existing portfolios of very different sizes. Our UK service is financial education and coaching, regardless of portfolio size.
How do you manage potential conflicts of interest?
We are not driven by product sales targets. Any material financial interest or commercial relationship relevant to your service is disclosed transparently. If SmartPurse may receive a referral fee or other benefit for an introduction, we will disclose this before the introduction.
What do the services cost?
The introductory consultation is free. The cost of any further educational session depends on the service and will be discussed openly before you proceed. You will know the scope and price in advance, and any material financial interest involving a third-party introduction will also be disclosed.
How much time will it take?
The introductory call takes around 20–30 minutes and is held online at a time that suits you. Afterwards, you will know how our educational services could help and whether you want to continue. The duration of any further session will be agreed in advance.
More FAQs specifically for users from Great Britain
Is SmartPurse regulated by the Financial Conduct Authority?
No. SmartPurse Limited is not authorised or regulated by the FCA. Our UK services provide financial education and coaching, not regulated investment advice.
What does the Swiss adviser registration mean?
Certain team members are registered as client advisers in Switzerland. That registration relates to the Swiss regulatory framework and is not FCA authorisation.
Will you tell me which investment I should buy?
No. We can explain investments, risks, costs and objective comparison criteria, but we will not recommend that you buy, sell, hold or replace a particular investment.
Can you review my existing portfolio?
Yes, educationally. We can explain its structure, diversification, costs, risk characteristics and historical performance, but we will not tell you which holdings to keep, sell or replace or determine whether the portfolio is suitable for you.
Can you design an investment portfolio for me?
No. For UK clients we can explain asset allocation, diversification and hypothetical approaches, but we do not create or recommend a personal portfolio of particular investments.
Can you introduce me to a financial adviser or wealth manager?
At your request, we may provide factual information or make an initial introduction to an appropriately authorised provider. This is not a personal recommendation that the provider is suitable for you. You should check its FCA status and permissions, and we will disclose any material financial interest SmartPurse has in the introduction.